New Home Communities in

Raleigh-Durham-Chapel Hill, NC

*Rate based on a 1-year temporary buydown; 4.99% interest rate applies for the remaining life of the loan. Terms and conditions apply. Equal Housing Lender. This is a co-marketing advertisement with HHHunt Homes of Raleigh-Durham. NFM Lending is not affiliated with any real estate companies. You are entitled to shop around for the best lender/real estate company for you. The real estate agent is not a mortgage lender. Contact NFM Lending directly to learn more about their mortgage programs and your eligibility for such programs. MLO Licensing information: NC I-117876 SC MLO - 77354. NFM Lending, LLC. For NFM Lending, LLC’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM Lending, LLC’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026 NFM Lending, LLC. www. nfmlending.com. America’s Common Sense Lender® Trade/service marks are the property of NFM Lending, LLC and/or its subsidiaries. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. Qualifying credit score needed for conventional loans. *Veterans Affairs loans require a funding fee, which is based on various loan characteristics. Sales price cannot exceed appraised value. For USDA loans, 100% financing, no down payment is required. The loan amount may not exceed 100% of the appraised value, plus the guarantee fee may be included. Loan is limited to the appraised value without the pool, if applicable. LTV’s can be as high as 96.5% for FHA loans. FHA minimum FICO score required. Fixed rate loans only. W2 transcript option not permitted. The Annual Percentage Rate (APR) describes the interest rate for a whole year (annualized), rather than just a monthly fee/rate. The APR allows a borrower to compare costs of credit because it factors in term, interest rate and fees associated with the loan. Interest rates are subject to change daily and without notice. Cancellation of mortgage insurance has restrictions including home equity requirements. *Rates effective 9/29/26. Rates quoted are estimates and based on a qualifying credit score. Loan-to-Value’s (LTV) of 95% for Conventional Loans, 100% for VA Loans, and 96.5% for FHA Loans. This payment does not include taxes and homeowner’s insurance and is an estimate; your actual payment will be higher. An annual and monthly mortgage insurance premium may be required and will vary depending on the loan characterization. Payments and rates may vary based on borrower’s credit score, actual closing costs and other variables. Depending on your situation, flood, property hazard, and mortgage insurance may be needed, which could increase the monthly payment and Annual Percentage Rate (APR). Reduction in payment is the result of builder or seller concessions used to buy down the rate and are not guaranteed by NFM Lending. 3.5%, 5%, or 20% down payment is the responsibility of the borrower. For a limited time, NFM Lending is offering below-market interest rates valid on new home contracts for eligible properties closing by 11/30/2026. NFM Lending has locked in fixed interest rates using a pool of funds. Interest rates are only available through NFM Lending until funds are either depleted or rates expire. Some restrictions apply. MAC0926_4575511858

*Rate based on a 1-year temporary buydown; 4.99% interest rate applies for the remaining life of the loan. Terms and conditions apply. Equal Housing Lender. This is a co-marketing advertisement with HHHunt Homes of Raleigh-Durham. NFM Lending is not affiliated with any real estate companies. You are entitled to shop around for the best lender/real estate company for you. The real estate agent is not a mortgage lender. Contact NFM Lending directly to learn more about their mortgage programs and your eligibility for such programs. MLO Licensing information: NC I-117876 SC MLO - 77354. NFM Lending, LLC. For NFM Lending, LLC’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM Lending, LLC’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026 NFM Lending, LLC. www. nfmlending.com. America’s Common Sense Lender® Trade/service marks are the property of NFM Lending, LLC and/or its subsidiaries. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. Qualifying credit score needed for conventional loans. *Veterans Affairs loans require a funding fee, which is based on various loan characteristics. Sales price cannot exceed appraised value. For USDA loans, 100% financing, no down payment is required. The loan amount may not exceed 100% of the appraised value, plus the guarantee fee may be included. Loan is limited to the appraised value without the pool, if applicable. LTV’s can be as high as 96.5% for FHA loans. FHA minimum FICO score required. Fixed rate loans only. W2 transcript option not permitted. The Annual Percentage Rate (APR) describes the interest rate for a whole year (annualized), rather than just a monthly fee/rate. The APR allows a borrower to compare costs of credit because it factors in term, interest rate and fees associated with the loan. Interest rates are subject to change daily and without notice. Cancellation of mortgage insurance has restrictions including home equity requirements. *Rates effective 9/29/26. Rates quoted are estimates and based on a qualifying credit score. Loan-to-Value’s (LTV) of 95% for Conventional Loans, 100% for VA Loans, and 96.5% for FHA Loans. This payment does not include taxes and homeowner’s insurance and is an estimate; your actual payment will be higher. An annual and monthly mortgage insurance premium may be required and will vary depending on the loan characterization. Payments and rates may vary based on borrower’s credit score, actual closing costs and other variables. Depending on your situation, flood, property hazard, and mortgage insurance may be needed, which could increase the monthly payment and Annual Percentage Rate (APR). Reduction in payment is the result of builder or seller concessions used to buy down the rate and are not guaranteed by NFM Lending. 3.5%, 5%, or 20% down payment is the responsibility of the borrower. For a limited time, NFM Lending is offering below-market interest rates valid on new home contracts for eligible properties closing by 11/30/2026. NFM Lending has locked in fixed interest rates using a pool of funds. Interest rates are only available through NFM Lending until funds are either depleted or rates expire. Some restrictions apply. MAC0926_4575511858