Are you thinking about purchasing your first home? There are a lot of things to consider, decisions to make, and many questions to answer during the home-buying process. Our resource guide will ensure you have everything you need in order to buy your first dream home:
Prepare Your Finances: One of the first things you should consider is to figure out how much home you can afford. The Home Affordability Calculator from Realtor.com is a great tool that takes your annual income, monthly debt, and down payment into consideration. You should also find out your credit score as it will weigh heavily on what mortgage rate you’ll receive and could save you thousands in interest. To improve your credit score, pay off any short-term debts such as credit card debt and pay your bills on time.
Secure Your Loan: Now it’s time to secure the loan that’s right for you. HHHunt Homes also works with some of the best lenders with a legacy of superior customer service and quality financial products. You should consider getting pre-approval on your mortgage as it can help estimate your mortgage payment and save time down the road when you are ready to buy.
The Search Begins: As you begin searching for your dream home, one of the biggest decisions you’ll make is whether you should buy a new construction or previously owned home. This blog post outlines the benefits of buying new construction that will save you time and money. If you choose to build your home with HHHunt Homes, your path to ownership is easy and HHHunt will be with you every step of the way.
Meet with a New Home Advisor: You don’t have to go through your first-time home-buying process alone. A quick appointment with an HHHunt Homes New Home Advisor can help you discover a community that fits your lifestyle, discuss home options and finishes, find a move-in ready home or a new construction lot, and so much more.
We believe it’s how you live that matters and helping you find your perfect first home is important. HHHunt Homes offers the latest home designs in the best locations across the Greater Richmond Area with top schools. If you are looking for a new townhome or single-family home, see what HHHunt Homes has to offer or contact a New Home Advisor today at 804-593-0326.