At HHHunt, we believe it’s how you live that matters, and since 1992 we have helped homebuyers in Richmond, Williamsburg, Hampton Roads, and Raleigh fulfill their dream of homeownership. One of the ways we do this is by simplifying the financing process for our customers so they can take advantage of savings opportunities and fast closings. Financing is one of the fundamental steps in the homebuying process. To make the process successful, it is essential to work with a lender that helps you find a financing package with a full selection of products, upgrades and offers superior service.
Prepare Your Finances
One of the first things you should consider is to figure out home much home you can afford. The Home Affordability Calculator from Realtor.com is a great tool that takes your annual income, monthly debt, and down payment into consideration. You should also find out your credit score as it will weigh heavily on what mortgage rate you’ll receive and could save you thousands in interest. To improve your credit score, pay off any short-term debts such as credit cards and pay your bills on time.
HHHunt Homes’ Lender Network
HHHunt Homes also works with some of the best lenders with a legacy of superior customer service and quality financial products. You should consider getting pre-approval on your mortgage as it can help estimate your mortgage payment and save time when you are ready to buy.
Our network of mortgage providers in Richmond, Williamsburg, Hampton Roads, and Raleigh share our goals and understand our buyer’s needs. This takes the stress out of the home buying process and guides you through every step. Our relationship with each lender is not based on referral fees. Instead, we choose to refer customers to our lenders because they understand our business. They listen to our needs and the needs of our customers.
Historically Low Interest Rates
Historically low interest rates make this the perfect time to purchase your new home and save over the course of a 15-year or 30-year mortgage. Right now, mortgage rates are hovering below 3% for a 30-year fixed and 2.4% for a 15-year fixed. VA rates are even lower! The current rates are significantly lower than even a month ago, which means that purchasing a new HHHunt Home today could save you thousands of dollars over the duration of your loan.
At HHHunt Homes, your total satisfaction is our goal. We make every effort to provide our customers with quality home materials and finishes in the best locations with outstanding customer service. It is important to us to establish relationships with lenders that embrace these same goals. We invite you to come explore the HHHunt difference as you search for your next home. Contact us today!